Motorcycle Insurance

Motorcycle Insurance

Looking for affordable Motorcycle Insurance?

Optional Coverages

Guest Passenger Liability

On some policy forms, injury to a passenger riding on the motorcycle is not covered under the bodily injury and property damage liability coverage. In those cases, the carrier may offer as a separate coverage, Guest Passenger Liability which would cover injury to a passenger in an accident which was the fault of the operator of the motor cycle the passenger was riding.

Uninsured/Underinsured Motorist

Clearly motorcycles have the speed of automobiles, but lack their safety and protection. That’s why uninsured/underinsured motorist coverage is very important for motorcycle enthusiasts. In the event the cost to you exceeds their limit of coverage, this protects the driver and passenger of a motorcycle damaged by an at fault driver that is uninsured or underinsured.

Custom Parts and Equipment

Custom motorcycle parts and equipment added after manufacture of vehicle and not of the type provided by the manufacturer, such as customized sound systems or customized wheels, require additional coverage. These items are usually excluded or limited in coverage in the unendorsed policy. Some carriers allow an insured to purchase additional coverage for these items.