Boat / Watercraft Insurance

Boat / Watercraft Insurance

Paying too much for Boat Insurance?

Specialty Coverages

Total Loss Replacement

This coverage replaces total losses with the latest model (new-for-old) or, if not available, a comparable model.

Uninsured Boaters Coverage

Uninsured boat bodily injury coverage pays for medical treatment, wage loss, and other damages sustained as a result of a boat accident where the liable boater does not have liability coverage.

Actual Cash Value

The actual cash value is determined by the market value, age and condition of the boat at the time of the loss.

Disappearing Deductibles

Disappearing deductibles provides a reduction of 25% in comprehensive and collision deductibles for each claim-free renewal period.

On-Water Towing and Labor

This coverage pays for towing and labor costs on a reimbursement basis.

Agreed Value Coverage

In the event of a total loss, our expanded agreed value guarantee pays you the amount originally spent for the boat or the appraised value, with no deduction for depreciation and no deductible.